Monday, March 22, 2010

Once Upon A House...

My apologies for the sudden lack of posts and for not answering emails the past couple of weeks (at least!). I've decided to share what's been happening for me and mine in the hopes that others having difficulties will be encouraged that they are not alone. So here's the most personal post I've written for Once Upon A Blog so far...

I have houses on the brain.

You see, to put it bluntly, we are losing ours. I almost wrote 'home', but in the days since finding out that this was not only a possibility but an actuality it's become very clear that home will be wherever my little family ends up. It's not dependent on a building or a location, or even our 'stuff'. As long as we're together, we will be Home and everything will be OK.Everyone knows the economy in the US is in a terrible state but it's not till it starts affecting people you know (and your own family) that you realize how widespread it is. We've known the possibility of moving was there for a while but facing it, especially under these circumstances (which are complicated and personal) as the 'thing that has to happen' was shocking - devastating even. Once we started talking about the difficulties we've been having though, lots of people began to confess they were in hardship too. And I do mean LOTS. All the secrecy, shame, the hiding heads in the sand and the fear are contributing to people not learning what they should about their situation and what their options truly are. This is the main reason I want to share. No matter where you are in your troubles with finances, jobs (and the lack of them) and housing, you always have a choice.

This is one of the very important lessons I've learned from fairy tales. Bad things happen. Sometimes it's your fault, sometimes it isn't. No matter what, you DO have choices. Maybe they're not nice choices or easy choices BUT it's empowering to actively choose, instead of just having everything happen to you.
For us, the choice has been to proceed with what's called a "short sale". It's not what we wanted but we believe it's our best option at this juncture. It's tricky with banks changing the rules every few weeks (and incredibly frustrating when you've been trying to negotiate a loan modification for over half a year) but being active in what happens to us in the future makes us feel less like victims and more like we're managing a bad situation for a better outcome. Knowing we are doing everything we can to put things right means we can move forward with fewer regrets and reduce our chances of ever being in this situation again.I will continue to post at Once Upon A Blog when I can during these challenges but please forgive the lack of daily fairy tale news until the changes are complete and the dust settles.

To all those facing trouble of all kinds, hang in there. You're not alone. We're right there with you and we're determined to make it out the other side. Yes, we're trudging through a very dark part of the woods and yes, there most definitely are wolves (they come in all shapes and sizes). The worry continues and the stress is high (we are human after all) but we now know there's a way through and that there's a 'they lived happily' in our future to look forward to.


PS The fun pictures in this post are from a Photoshop challenge called Bizarrchitecture, by Worth 1000. You can see these and lots more fun, fantasy houses HERE (you'll need to scroll down past the welcome at the top of the page).
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